“No two businesses are the same — so why should they be offered the same credit insurance policy, with identical terms and conditions, year after year?" - Brandon Fuchsloch (Managing Director)
Specialised Risk Transfer (Pty) Ltd (“SRT”) is a registered financial services provider with the authority to implement and administer credit insurance policies across leading insurers.
With extensive market access and strong underwriting partnerships, we tailor each solution to meet the specific needs of our clients — never off-the-shelf, always fit-for-purpose.
We offer a combination of the following structures:
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Traditional Credit Insurance Policies
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Selective Debtors - Debtor protection provided on a defined list of debtors
Whole Book Cover - Debtor protection provided on entire debtors book
Single Debtor - Debtor protection provided on a single debtor or transaction
Excess of loss - Cover provided on loss amounts in excess of current credit limits
Specialist Policies​
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Industry Focused Products
Launching Soon
Insurance Panel
Backed by decades of experience across insurance and debt structuring, SRT delivers expert credit risk advisory services tailored to the unique needs of its clients. Our solutions go beyond standard credit cover, offering strategic, value-adding support across the full credit lifecycle.
Key areas of value include:
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Credit vetting & limit recommendations for both insured and uninsured debtors.
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Tailored structuring for high-risk or uninsurable debtors to support continued trade.
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Access to alternate insurers to improve limit allocation where traditional insurers fall short.
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Working capital advisory, helping clients optimise their credit cycle and cash flow.
Partnering with a national panel of leading legal experts, SRT supports clients with a complete range of debt recovery services.
Our services include:
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Pre-legal recovery on a no success, no fee basis.
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Full legal recovery, leveraging our legal network at preferential rates to maximise recoveries efficiently and professionally
SRT partners with the top credit bureaus in South Africa to provide clients with the most current and relevant data on both insured and uninsured counterparties — enabling sharper decisions at the most efficient cost.
In addition to supplying best-in-class credit intelligence, SRT also provides:
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Reporting
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We provide, amongst others, the following key reports:
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Commercial Monitoring on all debtors
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Service can be provided monthly to our clients and utilises 35 different triggers to assess changes in the credit risk of your whole book.
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XDS Standard Online
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XDS Detailed Online
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Transunion (on File)
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Various LOD Reports
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Expert Comprehensive Research report
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Full book risk review
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A credit risk review, rating and trading recommendation on all debtors.​
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