Wholesale Expertise · Complex Risk Capacity
Two routes to
additional capacity.
Facultative capacity, placed into the markets that price complex risk properly - built on a simple distinction. Some risks want the open market. Some deserve a structure of their own. SRT runs both routes, and tells you honestly which one fits.
Facultative placement - London and international
Risk-by-risk placement of South African commercial property and business interruption programmes into A-rated Lloyd's and international markets. Full submission discipline: schedules, survey and loss records presented the way London expects to see them, negotiated by people who know the appetite on the other side of the desk.
Best for: single large or complex risks needing capacity beyond the local market, at annually contested terms.
ArcMutual - the shared-cell facility
For disciplined, medium-to-large property and BI risks, placement into ArcMutual: an admitted policy with ring-fenced cell economics, where good performance builds a reserve for the client instead of resetting every renewal.
Best for: well-run risks with strong loss records that keep paying the open market's price for other people's claims.
The ArcMutual facilityThe route is the advice.
Most brokers can market a risk. The wholesale skill is knowing which route serves the client over five years, not one - and being structurally free to recommend either. SRT earns nothing from forcing a risk into the wrong home, and the retail broker stays in the room either way.