/* ============================================================
   SPECIALISED RISK TRANSFER - design system v3 (navy)
   Navy-deep dominant, ivory type, gold detail.
   Paper/ivory reserved for contrast moments.
   No boxes - editorial columns and hairlines.
   ============================================================ */

:root {
  /* Colour is taken from the approved logo artwork (Brand Kit v1.0),
     which is authored at #1E2838 / #B69E74 - not the Bible's #1E2A3C / #B19561. */
  --navy:      #1E2838;
  --navy-deep: #14202F;
  --navy-soft: #293648;
  --navy-lift: #1B2839;
  --gold:      #B69E74;
  --gold-lift: #CEB88F;
  --ivory:     #F5F1EA;
  --paper:     #FAFAF7;
  --hairline:  #E4E0D6;
  --line:      rgba(228, 224, 214, 0.16);
  --mute:      #7A7468;
  --body-nav:  #C4BDAE;
  --dim-nav:   #8E94A3;
  --ink:       #263349;
  --stone:     #D8D3C7;

  --serif: 'Cormorant Garamond', Georgia, serif;
  --sans:  'Inter', -apple-system, 'Segoe UI', sans-serif;

  --ease: cubic-bezier(0.2, 0.6, 0.2, 1);
  --gutter: clamp(24px, 5vw, 72px);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  font-weight: 300;
  font-size: 17.5px;
  line-height: 1.65;
  color: var(--body-nav);
  background: var(--navy-deep);
  -webkit-font-smoothing: antialiased;
}

.wrap { max-width: 1240px; margin: 0 auto; padding: 0 var(--gutter); }

::selection { background: var(--gold); color: var(--navy-deep); }

/* ---------- header ---------- */
header {
  position: sticky; top: 0; z-index: 30;
  background: rgba(20, 32, 47, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 2px solid var(--gold);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 20px; padding: 16px 0; min-height: 80px;
}

.wordmark { text-decoration: none; display: flex; align-items: center; }
.wordmark img.logo { height: 46px; width: auto; display: block; }
.wordmark .srt {
  font-family: var(--serif); font-weight: 400; font-size: 22px;
  letter-spacing: 0.22em; color: var(--ivory);
}

nav { display: flex; gap: 26px; align-items: center; }
nav a {
  font-family: var(--sans); font-size: 10.5px; font-weight: 500;
  letter-spacing: 0.24em; text-transform: uppercase;
  color: #A9B0BC; text-decoration: none;
  padding: 6px 0 7px; border-bottom: 1px solid transparent;
  transition: color 220ms var(--ease), border-color 220ms var(--ease);
}
nav a:hover { color: var(--ivory); }
nav a.active { color: var(--ivory); border-bottom-color: var(--gold); }
nav a.arcm { color: var(--gold-lift); }
nav a.arcm:hover { color: var(--ivory); }

/* LinkedIn */
nav a.li { display: flex; align-items: center; padding: 0; border-bottom: 0; margin-left: 4px; }
nav a.li svg { width: 17px; height: 17px; fill: #A9B0BC; transition: fill 220ms var(--ease); }
nav a.li:hover svg { fill: var(--gold-lift); }
.mnav nav a.li-m { font-size: clamp(22px, 5vw, 30px); color: var(--body-nav); margin-top: 14px; }

/* dropdown */
.dd { position: relative; display: flex; align-items: center; }
.dd-trigger {
  font-family: var(--sans); font-size: 10.5px; font-weight: 500;
  letter-spacing: 0.24em; text-transform: uppercase;
  color: #A9B0BC; background: none; border: 0; cursor: pointer;
  padding: 6px 0 7px; border-bottom: 1px solid transparent;
  transition: color 220ms var(--ease), border-color 220ms var(--ease);
}
.dd:hover .dd-trigger, .dd:focus-within .dd-trigger { color: var(--ivory); }
.dd-trigger.active { color: var(--ivory); border-bottom-color: var(--gold); }
.dd-menu {
  position: absolute; top: calc(100% + 18px); left: -22px; min-width: 260px;
  background: var(--navy-deep); border: 1px solid var(--navy-soft);
  border-top: 2px solid var(--gold); padding: 8px 0;
  opacity: 0; visibility: hidden; transform: translateY(8px);
  transition: opacity 220ms var(--ease), transform 220ms var(--ease), visibility 220ms;
}
.dd:hover .dd-menu, .dd:focus-within .dd-menu { opacity: 1; visibility: visible; transform: none; }
.dd-menu a { display: block; padding: 13px 24px; border-bottom: 0; font-size: 10px; letter-spacing: 0.22em; }
.dd-menu a:hover { background: var(--navy); color: var(--ivory); }
.dd::before { content: ''; position: absolute; top: 100%; left: 0; right: 0; height: 20px; }

/* burger + mobile nav */
.burger { display: none; background: none; border: 0; cursor: pointer; padding: 10px 2px; z-index: 60; position: relative; }
.burger span { display: block; width: 26px; height: 1.5px; background: var(--ivory); margin: 7px 0; transition: transform 320ms var(--ease), opacity 220ms var(--ease); }
.burger.open span:first-child { transform: translateY(4.25px) rotate(45deg); }
.burger.open span:last-child { transform: translateY(-4.25px) rotate(-45deg); }
.mnav {
  position: fixed; inset: 0; z-index: 50; background: var(--navy-deep);
  display: flex; align-items: center;
  opacity: 0; visibility: hidden;
  transition: opacity 320ms var(--ease), visibility 320ms;
}
.mnav.open { opacity: 1; visibility: visible; }
.mnav nav { display: flex; flex-direction: column; align-items: flex-start; gap: 4px; padding: 0 var(--gutter); }
.mnav nav a {
  font-family: var(--serif); font-size: clamp(30px, 7.5vw, 46px);
  color: var(--ivory); text-decoration: none; border: 0;
  padding: 10px 0; letter-spacing: 0.02em; text-transform: none;
}
.mnav nav a.arcm { color: var(--gold-lift); }
body.no-scroll { overflow: hidden; }
@media (max-width: 960px) {
  header > .wrap > nav { display: none; }
  .burger { display: block; }
  .wordmark img.logo { height: 38px; }
}

/* ---------- hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background: var(--navy-deep); color: var(--ivory);
  display: flex; flex-direction: column; justify-content: flex-end;
  min-height: 86vh;
}
.hero.short { min-height: 60vh; }
.hero .bg { position: absolute; inset: -8% 0; z-index: 0; }
.hero .bg img, .hero .bg video {
  width: 100%; height: 100%; object-fit: cover;
  filter: grayscale(1) contrast(1.02);
  will-change: transform;
}
.hero .bg::after { content: ''; position: absolute; inset: 0; background: rgba(20, 32, 47, 0.68); }
.hero.noimg .bg { display: none; }
/* width:100% is load-bearing. .wrap carries `margin: 0 auto`, and inside the
   hero's column flexbox that auto margin makes it shrink-to-fit and centre -
   so hero copy landed on a different left edge to every section below it, and
   a different edge on each page (x=398 home, x=248 credit). Remove this line
   and that misalignment comes back. */
.hero .wrap { position: relative; z-index: 2; width: 100%; }
.hero-pad { padding: clamp(110px, 16vh, 180px) 0 clamp(48px, 7vh, 76px); }
@media (prefers-reduced-motion: no-preference) {
  .hero .bg img { animation: heroZoom 36s var(--ease) forwards; }
  @keyframes heroZoom { from { transform: scale(1); } to { transform: scale(1.08); } }
}

.eyebrow {
  font-family: var(--sans); font-size: 12.5px; font-weight: 500;
  letter-spacing: 0.24em; text-transform: uppercase;
  color: var(--gold-lift); margin-bottom: 20px;
}

h1 {
  font-family: var(--serif); font-weight: 400;
  font-size: clamp(52px, 8.5vw, 118px);
  line-height: 1.02; color: var(--ivory);
  letter-spacing: 0.01em; max-width: 16ch;
}
h1 em { font-style: italic; color: var(--gold-lift); font-weight: 300; }

.gold-rule { width: 128px; height: 2px; background: var(--gold); border: 0; margin: 30px 0 0; }

.lede {
  font-weight: 300; font-size: clamp(19px, 2.4vw, 23px);
  line-height: 1.6; color: #CFC9BC; max-width: 50ch; margin-top: 28px;
}

.hero-cta { margin-top: 36px; display: flex; gap: 20px; flex-wrap: wrap; align-items: center; }

/* chart line-work (contact hero) */
.contours {
  position: absolute; top: -10%; right: -12%; width: 68%; height: 130%;
  z-index: 1; opacity: 0.7; pointer-events: none;
}
.contours svg { width: 100%; height: 100%; will-change: transform; }
.contours path { fill: none; stroke: #34455F; stroke-width: 1; will-change: transform; }
@media (prefers-reduced-motion: no-preference) {
  .contours { animation: breathe 26s var(--ease) infinite alternate; }
  @keyframes breathe {
    from { transform: translate3d(0, 0, 0) scale(1); }
    to   { transform: translate3d(-3%, 2%, 0) scale(1.05); }
  }
}

/* light sub-brand hero (ArcMutual) */
.hero-light { background: var(--paper); border-bottom: 1px solid var(--hairline); }
.hero-light-pad { padding: clamp(80px, 11vh, 130px) 0 clamp(48px, 7vh, 80px); }
.hero-light .eyebrow { color: var(--gold); }
.hero-light h1 { color: var(--navy); font-size: clamp(38px, 5.4vw, 70px); line-height: 1.1; }
.hero-light h1 em { color: var(--gold); }
.hero-light .lede { color: var(--mute); }
.arcm-hero-logo { height: clamp(88px, 13vw, 148px); width: auto; display: block; margin: 10px 0 30px; }
.arcm-h1 { font-size: clamp(30px, 4.2vw, 56px); line-height: 1.16; max-width: 34ch; }

/* centred dark hero (ArcMutual) */
.hero-center .wrap { text-align: center; }
.hero-center h1, .hero-center .lede { margin-left: auto; margin-right: auto; }
.hero-center .gold-rule { margin: 30px auto 0; }
.hero-center .arcm-hero-logo { margin: 10px auto 30px; }
.hero-center .hero-cta { justify-content: center; }
.hero-center .hero-pad { padding-top: clamp(64px, 9vh, 112px); }
.hero-center .arcm-hero-logo { height: clamp(70px, 9.5vw, 112px); }
@media (max-width: 560px) { .arcm-h1 { font-size: 26px; } }

/* ---------- marquee ---------- */
.marquee {
  position: relative; z-index: 2;
  border-top: 1px solid var(--line);
  background: rgba(20, 32, 47, 0.55);
  overflow: hidden;
}
.marquee-track { display: inline-flex; white-space: nowrap; padding: 16px 0; animation: mq 44s linear infinite; }
.marquee span {
  font-family: var(--serif); font-size: 15px; font-weight: 400;
  letter-spacing: 0.3em; text-transform: uppercase; color: #B9B2A2;
  padding: 0 28px;
}
.marquee span::after { content: '\00b7'; color: var(--gold); margin-left: 56px; }
@keyframes mq { from { transform: translate3d(0,0,0); } to { transform: translate3d(-50%,0,0); } }
@media (prefers-reduced-motion: reduce) { .marquee-track { animation: none; } }

.scroll-cue {
  position: absolute; right: var(--gutter); bottom: 84px; z-index: 2;
  display: flex; flex-direction: column; align-items: center; gap: 14px;
  font-family: var(--sans); font-size: 9.5px; font-weight: 500;
  letter-spacing: 0.34em; text-transform: uppercase; color: #B9B2A2;
}
.scroll-cue::after { content: ''; width: 1px; height: 46px; background: var(--gold); }
@media (prefers-reduced-motion: no-preference) {
  .scroll-cue::after { animation: cueDrop 2.4s var(--ease) infinite; }
  @keyframes cueDrop {
    0% { transform: scaleY(0); transform-origin: top; }
    45% { transform: scaleY(1); transform-origin: top; }
    55% { transform: scaleY(1); transform-origin: bottom; }
    100% { transform: scaleY(0); transform-origin: bottom; }
  }
}
@media (max-width: 640px) { .scroll-cue { display: none; } }

/* ---------- buttons & links ---------- */
.btn {
  display: inline-block; height: 48px; line-height: 46px; padding: 0 32px;
  font-family: var(--sans); font-size: 11px; font-weight: 500;
  letter-spacing: 0.22em; text-transform: uppercase; text-decoration: none;
  border-radius: 4px; transition: background 220ms var(--ease), color 220ms var(--ease), border-color 220ms var(--ease);
}
.btn:active { transform: scale(0.98); }
.btn-navy { background: var(--navy); color: var(--ivory); border: 1px solid var(--navy); }
.btn-navy:hover { background: var(--navy-soft); border-color: var(--navy-soft); }
.btn-ghost { background: transparent; color: var(--ivory); border: 1px solid rgba(245, 241, 234, 0.4); }
.btn-ghost:hover { border-color: var(--ivory); }
.btn-ivory { background: var(--ivory); color: var(--navy-deep); border: 1px solid var(--ivory); }
.btn-ivory:hover { background: transparent; color: var(--ivory); }
section.ivory .btn-navy, .hero-light .btn-navy { border-color: var(--navy); }

a.text-link {
  font-family: var(--sans); font-size: 11px; font-weight: 500;
  letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--ivory); text-decoration: none; padding-bottom: 4px;
  background-image: linear-gradient(var(--gold), var(--gold)), linear-gradient(rgba(245,241,234,0.25), rgba(245,241,234,0.25));
  background-repeat: no-repeat; background-position: 0 100%, 0 100%;
  background-size: 0% 1px, 100% 1px;
  transition: background-size 340ms var(--ease), color 220ms var(--ease);
}
a.text-link:hover { background-size: 100% 1px, 100% 1px; }
section.ivory a.text-link, .hero-light a.text-link {
  color: var(--navy);
  background-image: linear-gradient(var(--gold), var(--gold)), linear-gradient(var(--hairline), var(--hairline));
}
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible {
  outline: 2px solid var(--gold); outline-offset: 3px;
}

/* ---------- sections ---------- */
section { padding: clamp(56px, 8vh, 92px) 0; }
section.ivory { background: var(--ivory); color: var(--ink); border: 0; }
section.lift { background: var(--navy); }

.sec-label { display: flex; align-items: baseline; gap: 20px; margin-bottom: 32px; }
.sec-label .num { font-family: var(--serif); font-style: italic; font-size: 17px; color: var(--gold); letter-spacing: 0.06em; }
.sec-label .txt {
  font-family: var(--sans); font-size: 11px; font-weight: 500;
  letter-spacing: 0.3em; text-transform: uppercase; color: var(--dim-nav);
}
section.ivory .sec-label .txt { color: var(--mute); }

h2 {
  font-family: var(--serif); font-weight: 400;
  font-size: clamp(34px, 4.8vw, 58px); line-height: 1.1;
  color: var(--ivory); margin-bottom: 22px; max-width: 24ch;
  text-wrap: balance;
}
h2 em { font-style: italic; color: var(--gold-lift); font-weight: 300; }
section.ivory h2 { color: var(--navy); }
section.ivory h2 em { color: var(--gold); }

h3 {
  font-family: var(--serif); font-weight: 500;
  font-size: 25px; letter-spacing: 0.01em;
  color: var(--ivory); margin-bottom: 10px;
}
section.ivory h3 { color: var(--navy); }

h1, .quote { text-wrap: balance; }

p { max-width: 64ch; margin-bottom: 16px; }
p:last-child { margin-bottom: 0; }
.muted { color: var(--dim-nav); }
section.ivory p, section.ivory .muted { color: var(--mute); }
section.ivory { --text: var(--ink); }
.small { font-size: 13px; color: var(--dim-nav); }
section.ivory .small { color: var(--mute); }

/* ---------- practice index rows ---------- */
.plist { border-top: 1px solid var(--line); }
.row {
  display: grid; grid-template-columns: 1fr auto; align-items: center;
  gap: 20px; padding: 30px var(--gutter); margin: 0 calc(-1 * var(--gutter));
  border-bottom: 1px solid var(--line); text-decoration: none;
  transition: background 320ms var(--ease);
}
.row .no { font-family: var(--serif); font-style: italic; font-size: 19px; color: var(--gold); }
.row .body .nm {
  font-family: var(--serif); font-weight: 400;
  font-size: clamp(30px, 4.2vw, 52px); line-height: 1.06; color: var(--ivory);
  transition: transform 320ms var(--ease); display: block;
}
.row .body .ds { font-size: 14.5px; line-height: 1.6; color: var(--dim-nav); margin-top: 8px; max-width: 58ch; display: block; }
.row .arrow { font-family: var(--serif); font-size: 30px; color: var(--navy-soft); transition: color 320ms var(--ease), transform 320ms var(--ease); }
.row:hover { background: var(--navy); }
.row:hover .nm { transform: translateX(14px); }
.row:hover .arrow { color: var(--gold); transform: translateX(8px); }

/* ---------- quote ---------- */
/* NB: needs to out-specify `section.ivory p`, which was greying this out. */
.quote, section.ivory p.quote {
  font-family: var(--serif); font-weight: 500;
  font-size: clamp(28px, 4.2vw, 48px); line-height: 1.35;
  color: var(--navy); max-width: 32ch;
}
.quote::before {
  content: '\201C'; display: block;
  font-family: var(--serif); font-size: 88px; line-height: 0.55;
  color: var(--gold); margin-bottom: 26px;
}
.quote em { font-style: italic; font-weight: 400; color: var(--gold); }
.quote-attr, section.ivory p.quote-attr {
  margin-top: 24px; font-family: var(--sans); font-size: 11.5px; font-weight: 500;
  letter-spacing: 0.26em; text-transform: uppercase; color: var(--gold);
}

/* ---------- partner marquee ----------
   Continuous scroll, same motion as the hero marquee. Names are text-set for
   now; drop an <img> inside .pm-item to swap a logo in once consent is held. */
.pmarquee {
  position: relative; overflow: hidden;
  width: 100vw; margin-left: calc(50% - 50vw);
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
}
.pmarquee::before, .pmarquee::after {
  content: ''; position: absolute; top: 0; bottom: 0; z-index: 2;
  width: clamp(48px, 9vw, 140px); pointer-events: none;
}
.pmarquee::before { left: 0;  background: linear-gradient(to right, var(--navy-deep), rgba(20, 32, 47, 0)); }
.pmarquee::after  { right: 0; background: linear-gradient(to left,  var(--navy-deep), rgba(20, 32, 47, 0)); }

.pm-track { display: flex; width: max-content; animation: pm 56s linear infinite; }
.pm-set { display: flex; flex-shrink: 0; }
.pm-item {
  display: flex; align-items: center; justify-content: center;
  min-height: 104px; padding: 0 clamp(26px, 3.6vw, 56px);
  border-left: 1px solid var(--line); white-space: nowrap;
  font-family: var(--serif); font-size: 19px; font-weight: 400;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--ivory);
  opacity: 0.62; transition: opacity 220ms var(--ease);
}
.pm-item:hover { opacity: 1; }
.pm-item img { height: 34px; width: auto; display: block; filter: grayscale(1) brightness(0) invert(1); }
.pmarquee:hover .pm-track { animation-play-state: paused; }
@keyframes pm { from { transform: translate3d(0, 0, 0); } to { transform: translate3d(-50%, 0, 0); } }
@media (prefers-reduced-motion: reduce) {
  .pm-track { animation: none; width: auto; flex-wrap: wrap; }
  .pm-set:last-child { display: none; }
  .pmarquee::before, .pmarquee::after { display: none; }
}

/* ---------- editorial columns (unboxed cards) ---------- */
.cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(28px, 3.5vw, 48px); }
@media (max-width: 860px) { .cols { grid-template-columns: 1fr; gap: 32px; } }
.cols.two { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 860px) { .cols.two { grid-template-columns: 1fr; } }

.card {
  background: none; border: 0; border-radius: 0;
  border-top: 1px solid var(--line);
  padding: 26px 0 0;
}
section.ivory .card { border-top-color: var(--hairline); }
.card .idx { font-family: var(--serif); font-style: italic; font-size: 15px; color: var(--gold); display: block; margin-bottom: 12px; }
.card h3 { margin-bottom: 10px; }
.card p { font-size: 15.5px; color: var(--dim-nav); line-height: 1.6; margin-bottom: 16px; }
section.ivory .card p { color: var(--mute); }
.card .list { list-style: none; margin: 0 0 22px; }
.card .list li { font-size: 14.5px; color: var(--body-nav); padding: 9px 0; border-bottom: 1px solid var(--line); }
section.ivory .card .list li { color: var(--ink); border-bottom-color: var(--hairline); }
.card .list li:last-child { border-bottom: 0; }

.route { background: none; border: 0; border-top: 1px solid var(--hairline); padding: 30px 0 0; }
.route .tag {
  font-family: var(--sans); font-size: 10px; font-weight: 500;
  letter-spacing: 0.28em; text-transform: uppercase; color: var(--gold);
  display: block; margin-bottom: 16px;
}

.chain { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(28px, 3.5vw, 48px); }
@media (max-width: 860px) { .chain { grid-template-columns: 1fr; gap: 32px; } }
.chain .step { padding: 26px 0 0; border-top: 1px solid var(--hairline); background: none; }
.chain .step .n { font-family: var(--serif); font-style: italic; font-size: 15px; color: var(--gold); display: block; margin-bottom: 14px; }
.chain .step h3 { font-size: 19px; }
.chain .step p { font-size: 13.5px; color: var(--mute); }

/* ---------- scroll story ---------- */
.story { height: 300vh; position: relative; }
.story .pin { position: sticky; top: 0; min-height: 100vh; display: flex; align-items: center; overflow: hidden; }
/* one statement per line - never wrapped */
.story .line {
  font-family: var(--serif); font-weight: 400;
  font-size: clamp(26px, 4.6vw, 62px); line-height: 1.24;
  color: #33415A; max-width: none; margin-bottom: 14px;
  white-space: nowrap;
  transition: color 700ms var(--ease);
}
@media (max-width: 520px) {
  .story .line { white-space: normal; font-size: clamp(24px, 6.4vw, 34px); }
}
.story .line.on { color: var(--ivory); }
.story .line.on.last { color: var(--gold-lift); font-style: italic; }
@media (prefers-reduced-motion: reduce) {
  .story { height: auto; padding: clamp(56px, 8vh, 92px) 0; }
  .story .pin { position: static; min-height: 0; }
  .story .line { color: var(--ivory); }
  .story .line:last-child { color: var(--gold-lift); font-style: italic; }
}

/* ---------- photography / video bands ---------- */
.photo-band { position: relative; height: clamp(300px, 50vh, 540px); overflow: hidden; }
.photo-band img, .photo-band video {
  position: absolute; top: -25%; left: 0;
  width: 100%; height: 150%; object-fit: cover;
  filter: grayscale(1) contrast(1.02);
  will-change: transform;
}
.photo-band.noimg { display: none; }
.photo-band .caption {
  position: absolute; left: 0; bottom: 0; z-index: 2;
  background: var(--navy-deep); color: var(--ivory);
  font-family: var(--sans); font-size: 10px; font-weight: 500;
  letter-spacing: 0.26em; text-transform: uppercase;
  padding: 12px 22px;
}

.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 6vw, 88px); align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }
.split .photo { aspect-ratio: 4 / 3; overflow: hidden; background: var(--navy); }
.split .photo img, .split .photo video { width: 100%; height: 100%; object-fit: cover; filter: grayscale(1) contrast(1.02); transform: scale(1.12); will-change: transform; }
.split .photo.noimg img { display: none; }

/* ---------- arcmutual band ---------- */
.arcm-band { display: grid; grid-template-columns: 0.85fr 1.3fr; gap: clamp(40px, 6vw, 84px); align-items: center; }
@media (max-width: 860px) { .arcm-band { grid-template-columns: 1fr; } }
.arcm-band .arcm-logo img { width: 100%; max-width: 380px; height: auto; display: block; }

/* ---------- contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1.35fr; gap: clamp(48px, 7vw, 96px); }
@media (max-width: 860px) { .contact-grid { grid-template-columns: 1fr; } }

.addr { font-style: normal; color: var(--body-nav); line-height: 2; font-size: 15px; }
.addr .label { font-family: var(--sans); font-size: 10.5px; font-weight: 500; letter-spacing: 0.3em; text-transform: uppercase; color: var(--gold); display: block; margin: 26px 0 8px; }
.addr .label:first-child { margin-top: 0; }
.addr a {
  color: var(--ivory); text-decoration: none; padding-bottom: 3px;
  background-image: linear-gradient(var(--gold), var(--gold)), linear-gradient(rgba(245,241,234,0.25), rgba(245,241,234,0.25));
  background-repeat: no-repeat; background-position: 0 100%, 0 100%;
  background-size: 0% 1px, 100% 1px;
  transition: background-size 340ms var(--ease);
}
.addr a:hover { background-size: 100% 1px, 100% 1px; }

form .field { margin-bottom: 22px; }
label {
  display: block; font-family: var(--sans); font-size: 10.5px; font-weight: 500;
  letter-spacing: 0.26em; text-transform: uppercase; color: var(--dim-nav); margin-bottom: 9px;
}
input, textarea {
  width: 100%; padding: 13px 15px;
  font-family: var(--sans); font-size: 15px; font-weight: 300; color: var(--ivory);
  background: var(--navy-lift); border: 1px solid var(--navy-soft); border-radius: 4px;
  transition: border-color 220ms var(--ease);
}
input:focus, textarea:focus { outline: none; border-color: var(--gold); }
textarea { min-height: 150px; resize: vertical; }

button {
  font-family: var(--sans); font-size: 11px; font-weight: 500;
  letter-spacing: 0.26em; text-transform: uppercase;
  color: var(--navy-deep); background: var(--ivory);
  border: 1px solid var(--ivory); border-radius: 4px;
  height: 48px; padding: 0 38px; cursor: pointer;
  transition: background 220ms var(--ease), color 220ms var(--ease);
}
button:hover { background: transparent; color: var(--ivory); }

/* ---------- CTA band ---------- */
.cta-band { background: var(--navy); color: var(--ivory); padding: clamp(56px, 8vh, 88px) 0; border-top: 1px solid var(--line); }
.cta-inner { display: flex; justify-content: space-between; align-items: center; gap: 28px; flex-wrap: wrap; }
.cta-band h2 { margin-bottom: 0; color: var(--ivory); }

/* ---------- footer ---------- */
footer { background: var(--navy-deep); color: #A99F8C; padding: 56px 0 60px; border-top: 1px solid var(--line); }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1.1fr; gap: clamp(36px, 5vw, 64px); }
@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr; gap: 40px; } }
.footer-grid h4 {
  font-family: var(--sans); font-size: 10px; font-weight: 500;
  letter-spacing: 0.3em; text-transform: uppercase; color: var(--gold);
  margin-bottom: 18px;
}
.footer-grid a {
  display: table; margin-bottom: 10px;
  font-family: var(--sans); font-size: 13px; color: #C9C2B4; text-decoration: none; padding-bottom: 3px;
  background-image: linear-gradient(var(--gold), var(--gold)), linear-gradient(rgba(245,241,234,0.18), rgba(245,241,234,0.18));
  background-repeat: no-repeat; background-position: 0 100%, 0 100%;
  background-size: 0% 1px, 100% 1px;
  transition: background-size 340ms var(--ease);
}
.footer-grid a:hover { background-size: 100% 1px, 100% 1px; }
.footer-grid a.arcm { color: var(--gold-lift); }
.footer-grid img.logo { height: 61px; width: auto; display: block; margin-bottom: 18px; }
.foot-tag { font-family: var(--serif); font-size: 20px; color: var(--ivory); margin-top: 20px; max-width: 24ch; }
.foot-addr { font-size: 13px; line-height: 1.9; color: #A99F8C; margin-top: 14px; }
.footer-grid a.li-follow {
  margin-top: 18px; color: var(--gold-lift);
  font-size: 11px; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase;
}
.footer-bottom {
  border-top: 1px solid var(--gold); margin-top: 48px; padding-top: 24px;
  display: flex; justify-content: space-between; align-items: baseline; gap: 18px; flex-wrap: wrap;
  font-size: 12px;
}
.acris-link {
  font-family: var(--sans); font-size: 13px; font-weight: 400;
  letter-spacing: 0.3em; text-transform: uppercase;
  color: #D8D2C4; text-decoration: none;
  transition: color 220ms var(--ease);
}
.acris-link:hover { color: var(--ivory); }

/* ---------- motion ---------- */
.fade { opacity: 0; transform: translateY(16px); transition: opacity 360ms var(--ease), transform 360ms var(--ease); }
.fade.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .fade { opacity: 1; transform: none; transition: none; } }